Loan Rates
Account Rates

COMPETITIVE & FLEXIBLE LOAN PRODUCTS

Foothills Credit Union is your one stop shop to finance or refinance new/used vehicles, RV’s, motorcycles, boats, real estate, and any other type of loan. Foothills Credit Union offers low rates and payments to fit any budget and personal need. To achieve the same bargaining power as a cash buyer, come to Foothills Credit Union before you shop and get pre-approved! Click on the links below for current annual percentage rates (APR) and more details. You can use our free online loan calculator to see your potential monthly payment before applying.

With low rates and easy monthly payments, you can quickly purchase or refinance a car, truck, minivan, or SUV.

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Loan TypeTermLowest RateAPR*
New Auto LoanUp to 72 Months2.99%3.00%
Used Auto LoanUp to 72 Months2.99%3.00%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Start riding today with a low rate loan.

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Loan TypeTermLowest RateAPR*
New Motorcycle LoanUp to 72 Months4.99%5.01%
Used Motorcycle LoanUp to 72 Months4.99%5.01%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Apply online, then go off-road with ATVs or snowmobiles.
Start riding today with a low rate loan.

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Loan TypeTermLowest RateAPR*
New Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months7.25%7.27%
New Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months8.00%8.02%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Go exploring with your new RV or motor-home.

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Loan TypeTermLowest RateAPR*
New RV LoanUp to 120 Months8.50%8.53%
Used RV LoanUp to 120 Months9.25%9.28%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Consider us for you next boat or watercraft purchase.

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Loan TypeTermLowest RateAPR*
New Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months7.25%7.27%
New Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months8.00%8.02%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Need help hauling things, or taking the family camping? Let us help finance that new camper/trailer.

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Loan TypeTermLowest RateAPR*
New Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months7.25%7.27%
New Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months8.00%8.02%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Find and finance your dream home, let us save you some money refinancing your home loan.

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Loan TypeTermLowest RateAPR*
90% LTV180 Months6.50%6.73%
90% LTV180 Months6.75%6.91%
90% LTV240 MonthsNot Currently OfferedNot Currently Offered

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Use the equity in your home, and have flexible access to funds.

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Loan TypeLoan DetailsMin. Floor Rate
Bronze HELOC (90% LTV)Prime Rate Plus(+) .50%4.75%
Silver HELOC (85% LTV)Prime Rate4.75%
Gold HELOC (80% LTV)Prime Rate3.99%
Platinum HELOC (80% LTV)Prime Rate Minue(-) 1.0%4.75%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Looking for finance for something not already listed, and have collateral attached to this financing? Let us help you.

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Loan TypeTermAPR*
Share Secured LoanVaries3.50%
CD Secured LoanUp to maturity of certificate2.00% above CD rate, Min. 4%
Money Market Secured LoanVaries2.00% above MM rate, Min. 4%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Need a signature loan (with no collateral attached)? We can provided funding for just about anything.

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Loan TypeTermLowest RateAPR*
Signature LoanUp to 60 Months9.99%10.02%
Overdraft ProtectionLine of Credit, Varies 16.00%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

Low, non-variable, fixed rate VISA credit cards are available.

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Loan TypeTermLowest APR*
VISA Credit CardNo Term10.99%
Share Secured Credit CardNo Term10.99%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Friday, December 1, 2017 and are subject to change.

COMPETITIVE & FLEXIBLE SAVINGS PRODUCTS

Foothills Credit Union has numerous was for you to save you hard earned money, and to help grow those savings. Members can pick from savings accounts, money market accounts, certificate of deposit accounts, IRA accounts, and checking with interest. All of these products pay you a dividend rate, so we pay you to keep your money at the credit union. Foothills Credit Union offers competitive rates in these products, and the credit union shops rates on a regular basis to make sure these stay competitive. Click on the links below for current annual percentage yield (APY) and more details. You can use our free online savings calculator to see your potential earning power with these accounts.

All accounts start with a Savings Account.

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Account TypeMin. Balance to Earn InterestDividend RateAPY*
Share Savings$100.15%.15%
IRA Share$100.30%.301%

*APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA accounts. Rates and terms are accurate as of Wednesday,October 25,2017 and are subject to change.

No minimum balances. No monthly or yearly fees. Keep enough funds in checking and we pay you interest!

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Account TypeMin. Balance to Earn InterestDividend RateAPY*
Golden Nugget Checking$500.15%.15%
Free CheckingN/AN/AN/A

*APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA accounts. Rates and terms are accurate as of Wednesday,October 25,2017 and are subject to change.

Want a better rate then savings, but don't want to lock funds in a CD? Check out a Money Market Account.

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Account TypeMinimum BalanceDividend RateAPY*
Money Market Account$1000 - $10,000.20%.200%
 $10,001 - $25,000.30%.300%
 $25,001 - $50,000.35%.350%
 $50,001 and over.40%.401%

*APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA accounts. Rates and terms are accurate as of Wednesday,October 25,2017 and are subject to change.

CD's are a safe place to deposit funds for a period of time, and you get paid by the credit union for this deposit.

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Account TypeMinimum BalanceDividend RateAPY*
6 Month$1000.35%.350%
9 Month$1000.50%.501%
12 Month$1000.55%.551%
18 Month$1000.60%.601%
24 Month$1000.85%.853%
36 Month$10001.10%1.105%
48 Month$10001.30%1.306%
60 Month$10001.60%1.610%
12 Month IRA CD$1000.55%.551%

*APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA accounts. Rates and terms are accurate as of Wednesday,October 25,2017 and are subject to change.

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