COMPANY LEADERSHIP

Foothills Credit Union has been serving the local community since 1946. Below are the individuals that lead this credit union on a daily basis.

  • President/CEO - Scott McNeil
  • Chief Financial Officer - Mallory Fischbach
  • Vice President of Lending - Tim Cattau
  • Compliance Officer - April Audett

  • Director of Marketing & Business Development - Matt Logan
  • Loveland Branch Manager - Amber Sonnenburg

Board & Supervisory Committee elections are held at the Foothills Credit Union Annual Meeting in Lakewood, CO. For information regarding eligibility and procedures, as well as committee details and service, please contact Scott McNeil at 720-962-8200.

BOARD OF DIRECTORS

The Board of Directors is a diverse group of successful individuals, made up of five member-volunteers elected by the membership at large (serving 3 year terms). Credit Unions are democratic in nature, and the board is a democratically represented group. Meaning each member, no matter the size of his/her deposit, has one vote in electing the Board.

  • Phil Tenney - Chair
    • Lakewood Police Department
    • 10 Years of Service
  • Donald Lombardi
    • West Metro Fire District
    • 10 Years of Service
  • Dan McCasky
    • Lakewood Police Department
    • 10 Years of Service
  • Robert Bucheit
    • Retired (Federal Government General Services Administration (GSA))
    • 10 Years of Service
  • Jon Groerich
    • Retired from Denver Post
    • 10 Years of Service

SUPERVISORY COMMITTEE

Established in accordance with federal regulations, the Supervisory Committee is made up of five member-volunteers elected by the membership at large (similar to the Board of Directors), and serve 3 year terms . They are charged with overseeing the audit process, and ensuring the safety and soundness of our assets.

  • Deb DeLong - Chair
    • Xcel Energy
    • 10 Years of Service
  • Joseph Deloy - Secretary/Treasurer
    • Retired (Federal Government General Services Administration (GSA))
    • 10 Years of Service
  • Scott Clausen
    • Dr Pepper/Seven Up Inc
    • 10 Years of Service
  • Lance Balthaser
    • Xcel Energy
    • 10 Years of Service
  • Luke Salazar
    • Hockey Player
    • 10 Years of Service

WHY A CREDIT UNION?

Because – It’s All About You

You Are an Owner with Fringe Benefits

Every Foothills Credit Union member is an owner. While most financial institutions operate to make a profit for their stockholders & board of directors your Credit Union operates for the sole benefit of its members. Credit unions are not-for-profit member owned cooperatives so there are no stockholders and the board or directors are all members and volunteers who do not make any money from the credit union.

 
You Benefit From Surplus Funds

Foothills returns surplus funds to the membership in the form of better rates, services, dividend payments, and lower or no fees. The more you participate, the more you benefit.

 
You Matter, Regardless of Account Size

All Members are eligible to vote for the governing body, regardless of account size. The Board of Directors and Supervisory Committee are comprised of members who are elected by the membership-at-large.

 
You Have a Voice

The Governing bodies offer direction and set policies to ensure the member’s best interests are met. Since you, as a member owner, are eligible to vote in these elections, you have a say in who’s making the policies that impact you. Your vote and voice counts.

 
You Can Count on Us – Today & Tomorrow

While many local banks are merging into mega banks with out-of-state management and owners, your Credit Union remains locally owned and managed. Foothills Credit Union is owned by its members and cannot be bought or sold. We have been a fixed member of the community for over 65 years, serving your financial needs today and tomorrow.

 
You Can Rest Easy

The National Credit Union Share Insurance Fund (NCUSIF) insures all accounts up to $250,000. NCUSIF is proportionately considered the strongest federal insurance fund of all the federal deposit insurers. Foothills Credit Union also operates under the supervision of the National Credit Union Administration (NCUA), a U.S. Government agency.

THE CREDIT UNION DIFFERENCE

Credit unions exist to serve the needs of their members. Credit unions educate members about practical money management to help improve their financial condition. This service-oriented philosophy is the most significant benefit of credit union membership. Credit unions are organizations of people, not of money. As part owners, members have the right to vote on decisions affecting the credit union. One member has one vote, no matter how much he/she deposits in the credit union.

Differences Between Credit Unions And Banks

Credit Unions

  • Not-for-Profit member owned financial cooperative.
  • CU's are run democratically. The Board members are elected by the credit union members.
  • CU's board are volunteer members, and works to provide the best services for all other members.
  • Since the CU is not-for-profit they must give back their revenue to membership. This is done in the form of lower loan rates, higher dividend rates, and less or no fees for services compared to a typical bank.
 

Banks

  • For profit institution, owned by investors (stakeholders).
  • Banks are not run democratically, only stakeholders have a vote for the board (you do not have to be a customer of the bank to be a stakeholder of the bank).
  • Bank board is paid and works to make as much money for their stakeholders as possible.
  • Banks are for profit with stakeholders so revenue made goes to and benefits the banks investors.