Foothills Credit Union will be closed from noon on Tuesday, December 24th through Wednesday, December 25th in observation of Christmas.
Foothills Credit Union will be closed from noon on Tuesday, December 31st through Wednesday, January 1st for the New Year.
You can always access your accounts online and through our mobile banking app.
Foothills Credit Union has been serving the local community since 1946. Below are the individuals that lead this credit union on a daily basis.
Board & Supervisory Committee elections are held at the Foothills Credit Union Annual Meeting in Lakewood, CO. For information regarding eligibility and procedures, as well as committee details and service, please contact Scott McNeil at 720-962-8200.
The Board of Directors is a diverse group of successful individuals, made up of five member-volunteers elected by the membership at large (serving 3 year terms). Credit Unions are democratic in nature, and the board is a democratically represented group. Meaning each member, no matter the size of his/her deposit, has one vote in electing the Board.
Established in accordance with federal regulations, the Supervisory Committee is made up of four member-volunteers elected by the membership at large (similar to the Board of Directors), and serve 3 year terms . They are charged with overseeing the audit process, and ensuring the safety and soundness of our assets.
Every Foothills Credit Union member is an owner. While most financial institutions operate to make a profit for their stockholders & board of directors, your Credit Union operates for the sole benefit of its members. Credit Unions are not-for-profit, member owned cooperatives. Therefore, there are no stockholders and the board of directors are all members and volunteers who do not make any money from the credit union.
Foothills returns surplus funds to the membership in the form of better rates, services, dividend payments, and lower or no fees. The more you participate, the more you benefit.
All members are eligible to vote for the governing body, regardless of account size. The Board of Directors and Supervisory Committee are comprised of members who are elected by the membership-at-large.
The governing bodies offer direction and set policies to ensure the member’s best interests are met. Since you, as a member/owner, are eligible to vote in these elections, you have a say in who’s making the policies that impact you. Your vote and voice counts.
While many local banks are merging into mega banks with out-of-state management and owners, your Credit Union remains locally owned and managed. Foothills Credit Union is owned by its members and cannot be bought or sold. We have been a fixed member of the community for over 65 years, serving your financial needs today and tomorrow.
The National Credit Union Share Insurance Fund (NCUSIF) insures all accounts up to $250,000. NCUSIF is proportionately considered the strongest federal insurance fund of all the federal deposit insurers. Foothills Credit Union also operates under the supervision of the National Credit Union Administration (NCUA), a U.S. Government agency.
Credit Unions exist to serve the needs of their members. Credit Unions educate members about practical money management to help improve their financial condition. This service-oriented philosophy is the most significant benefit of Credit Union membership. Credit Unions are organizations of people, not of money. As part owners, members have the right to vote on decisions affecting the credit union. One member has one vote, no matter how much he/she deposits in the credit union.
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