Auto Loans

AUTO LOANS

Foothills CU is your one stop shop to finance or refinance new/used cars, trucks, RV’s, motorcycles, boats, and other vehicles. Foothills CU offers low rates and payments to fit any budget. To achieve the same bargaining power as a cash buyer, get pre-approved for a Foothills Credit Union loan before you go shopping!

 

New & Used Auto Loans (Cars & Trucks)

  • Outstanding Low Fixed Rates
  • Financing up to 110% loan-to-value of vehicle
  • Repayment terms up to 84 months (7 years)
  • Used auto loan rates priced as low as new auto loan rates
  • Easy payment options including: mail, online, automatic transfers, payment from other financial institutions, CO-OP Shared Branches, and much more
  • Foothills CU can help you find the best deals around with our partners Auto Aves & AutoTrek
  • Get pre-approved today, Apply Now
 

Auto Refinance Loans

  • Save more money while paying off your loan
  • Select a flexible term that fits your life
  • Lower your existing payment and rate
  • Make sure you have the best auto loan available
  • No cost to refinance a loan outside of Foothills Credit Union*

*If applicable, a title fee and certified mail fee may apply. 

 
Loan TypeTermLowest RateAPR*
New Auto LoanUp to 84 Months6.24%6.27%
Used Auto LoanUp to 84 Months6.24%6.27%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of November 1st, 2024 and are subject to change.

Motorcycle Loans

MOTORCYCLE LOANS

Foothills CU is your one stop shop to finance or refinance new/used cars, trucks, RV’s, motorcycles, boats, and other vehicles. Foothills CU offers low rates and payments to fit any budget. To achieve the same bargaining power as a cash buyer, get pre-approved for a Foothills Credit Union loan before you go shopping!

 

New & Used Motorcycles

  • Outstanding Low Rates
  • Financing up to 110% loan-to-value of vehicle
  • Repayment terms up to 72 months (6 years)
  • Used motorcycle loan rates priced as low as new motorcycle loan rates
  • Easy payment options including: mail, online, automatic transfers, payment from other financial institutions, CO-OP Shared Branches, and much more
  • Get pre-approved today, Apply Now
 

Motorcycle Refinance Loans

  • Save more money while paying off your loan
  • Select a flexible term that fits your life
  • Lower your existing payment and rate
  • Make sure you have the best auto loan available
  • No cost to refinance a loan outside of Foothills Credit Union
 
Loan TypeTermLowest RateAPR*
New Motorcycle LoanUp to 72 Months7.50 - 8.25%7.53%
Used Motorcycle LoanUp to 72 Months7.99 - 8.75%8.02%

*APR = Annual Percentage Rate. The rates listed are our best rates. The listed APR is for our lowest rate. 10% down is required for our lowest rate. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of October 1st, 2024 and are subject to change.

RV Loans

RV LOANS

Foothills CU is your one stop shop to finance or refinance new/used cars, trucks, RV’s, motorcycles, boats, and other vehicles. Foothills CU offers low rates and payments to fit any budget. To achieve the same bargaining power as a cash buyer, get pre-approved for a Foothills Credit Union loan before you go shopping!

 

New & Used Recreational Vehicles

  • Outstanding Low Rates
  • Financing up to 110% loan-to-value of vehicle
  • Repayment terms up to 120 months (10 years)
  • Easy payment options including: mail, online, automatic transfers, payment from other financial institutions, CO-OP Shared Branches, and much more
  • Get pre-approved today, Apply Now
 

RV Refinance Loans

  • Save more money while paying off your loan
  • Select a flexible term that fits your life
  • Lower your existing payment and rate
  • Make sure you have the best auto loan available
  • No cost to refinance a loan outside of Foothills Credit Union
 
Loan TypeTermLowest RateAPR*
New RV LoanUp to 120 Months8.50%8.53%
Used RV LoanUp to 120 Months9.25%9.28%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of October 1st, 2024 and are subject to change.

Other Collateral Loans

OTHER SECURED COLLATERAL LOANS

Foothills CU is your one stop shop to finance or refinance new/used cars, trucks, RV’s, motorcycles, boats, and other vehicles. Foothills CU offers low rates and payments to fit any budget. To achieve the same bargaining power as a cash buyer, get pre-approved for a Foothills Credit Union loan before you go shopping!

 

New & Used Other Collateral Loans (i.e. boat, camper, atv, trailer, etc)

  • Outstanding Low Rates
  • Financing up to 110% loan-to-value of vehicle
  • Repayment terms up to 60 months (5 years)
  • Easy payment options including: mail, online, automatic transfers, payment from other financial institutions, CO-OP Shared Branches, and much more
  • Get pre-approved today, Apply Now
 

Secured Collateral Refinance Loans

  • Save more money while paying off your loan
  • Select a flexible term that fits your life
  • Lower your existing payment and rate
  • Make sure you have the best auto loan available
  • No cost to refinance a loan outside of Foothills Credit Union
 
Loan TypeTermLowest RateAPR*
New Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months8.50%8.53%
Used Other Secured Collateral (boat, atv, trailer, etc)Up to 60 Months9.00%9.03%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of October 1st, 2024 and are subject to change.

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