Foothills Credit Union offers numerous overdraft options to protect you from overdrawing your checking account and overdraft fees. Never bounce a check again, get declined at check out, and insure yourself funds in case of an unexpected expense.

 

AUTOMATIC TRANSFERS

This option enables funds to be transferred directly from other accounts you have with Foothills Credit Union to cover charges on an as needed basis. These accounts can included your Savings or Money Market accounts. There are no overdraft fees for this options. Contact the credit union to set up this option.

Foothills Credit Union offers numerous overdraft options to protect you from overdrawing your checking account and overdraft fees. Never bounce a check again and insure yourself funds in case of an unexpected expense.

 

OVERDRAFT LINE OF CREDIT

This is an unsecured loan that protects your checking account against overdrafts, and you only pay interest on the amount you use. If your checking account is overdrawn, funds are automatically transferred from your overdraft line-of-credit to your checking account to cover the expense, up to your approved credit limit. Apply Today

 
Loan TypeTermLowest RateAPR*
Signature LoanUp to 60 Months9.99%10.02%
Overdraft ProtectionLine of Credit, Varies 16.00%

*APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of April 2, 2018 and are subject to change.

Foothills Credit Union offers numerous overdraft options to protect you from overdrawing your checking account and overdraft fees. Never bounce a check again and insure yourself funds in case of an unexpected expense.

 

COURTESY PAY*

Permits you to overdraw your checking account up to $500 (including fees), you will be assessed a $29 fee per item that clears your account. Courtesy Pay can be revoked at any time at the discretion of the Credit Union.

 

*Courtesy Pay has a maximum limit of $500.00. Members cannot remain overdrawn for more than 45 days. On the 46th day the credit union will begin collection procedures. Members will be alerted of fees charged for covering overdrafts. For more information about Courtesy Pay and to opt-in to this product please contact the credit union.