Foothills Credit Union offers a unique program called the ‘It’s All Good Youth Auto Program’. This programs makes it easier for a teenager or young adult to get a vehicle loan at a competitive rate of 9% (9.03% APR*). Even if you have no credit, poor credit or don't have a co-signer, you can take advantage of this offer if you meet the criteria below.

It’s All Good Auto Program Criteria:

  • Must be 18 – 24 years old
  • Must be a first-time auto buyer
  • Must have a minimum of 6 months of employment history with the same employer (must show proof of payroll)
  • Must be a Foothills Credit Union member with a minimum of 6 months of membership
    • Or add a qualified member with established membership as a co-signer. 
  • Maximum loan cannot exceed $30,000
  • Debt ratio cannot exceed 100% (rate add-ons may apply if over 100%)
  • Maximum Loan-To-Value ratio including add-ons (Out-The-Door) cannot exceed 110%

If you meet these criteria, and are looking for a low rate loan, contact the lending department at 720.962.8200 today to get more information!

*APR = Annual Percentage Rate. Rates and terms are accurate as of April 30, 2024 and are subject to change.