IT’S ALL GOOD YOUTH AUTO PROGRAM
Foothills Credit Union offers a unique program called the ‘It’s All Good Youth Auto Program’. This program makes it easier for a teenager or young adult to get a vehicle loan at a competitive rate of 9% (9.03% APR*). Even if you have no credit, poor credit or don't have a co-signer, you can take advantage of this offer if you meet the criteria below.
It’s All Good Auto Program Criteria:
- Must be 18 – 24 years old
- Must be a first-time auto buyer
- Must have a minimum of 6 months of employment history with the same employer (must show proof of payroll)
- Must be an existing Foothills Credit Union member with a minimum of 6 months of membership
- Or add a qualified member with established membership as a co-signer
- Maximum loan cannot exceed $30,000
- Debt ratio cannot exceed 100% (rate add-ons may apply if over 100%)
- Maximum Loan-To-Value ratio including add-ons (out-the-door) cannot exceed 110%
If you meet these criteria, and are looking for a low rate loan, contact the lending department at 720.962.8200 today to get more information!
*APR = Annual Percentage Rate