IT’S ALL GOOD YOUTH AUTO PROGRAM
Foothills Credit Union offers a unique program called the ‘It’s All Good Youth Auto Program’. This programs makes it easier from a teenager or young adult to get a loan for the purchase of a new vehicle. If you meet the criteria below the credit union may give you an auto loan at a low rate of 9% (9.03% APR*) no questions asked even if they do not have a co-signer, have bad credit, or have no credit.
It’s All Good Auto Program Criteria:
- Must be 18 – 24 years old
- Must be a First-Time auto buyer
- Must have a minimum of 6 months of employment history with the same employer (must show proof of payroll)
- Must be an existing Foothills Credit Union member with a minimum of 6 months of membership
- Or add a qualified member with established membership as a co-signer.
- Maximum loan cannot exceed $30,000
- Debt ratio (DR) cannot exceed 100% (Rate add-ons may apply if over 100%)
- Maximum Loan-To-Value Ration (LTV) including add-ons (Out-The-Door) cannot exceed 110%
If you meet these criteria, and are looking for a low rate loan, contact the lending department at 720.962.8200 today to get more information!
*APR = Annual Percentage Rate