The Right Tool
Home Equity Loan Special
Pt. II

Due to the popularity of “The Right Tool” promo we offered at the end of 2021 we have decided to offer another HELOC promo. The easiest decision you will make with your spring home renovation projects is how to finance them with Foothills Credit Union’s Home Equity Line of Credit spring promotion. You can use your HELOC on anything you need money for including: energy efficient appliances, painting your house, a kitchen remodel, or even a family vacation.


Rates as LOW as 3.99%*

Only $249 Closing Costs & Fees

This offer is good until June 30, 2022.

* APR = Annual Percentage Rate. Displayed rate is dependent on standard credit qualifications, WAC. Some restrictions and conditions may apply. Rates and terms subject to change without notice. The APR is a variable annual percentage rate (VAPR) and will vary based on the prime rate as published in the Wall Street Journal. The best rate is 1.0% (“Margin”) below Wall Street Journal Prime Rate (“Index”) subject to a floor rate of 3.99% and a ceiling rate of 18.00%. No closing costs or fees. The 3.99% VAPR offer is good on new Home Equity Line of Credit (HELOC) loans opened or applications received by June 30, 2022. The 3.99% VAPR is not to exceed a Combined Loan to Value (CLTV) of 80%. HELOCs have a 20-year term; with a 10-year draw & 10-year repayment period. As of March 1, 2022, the VAPR for a HELOC is 3.99% - 4.75%. Please consult your tax advisor regarding the deductibility of interest.  This offer is good for new loans with Foothills Credit Union. Not available on refinance of current Foothills Credit Union HELOC loans. Owner occupied and Colorado properties only. Contact the loan department for more details. Offer good through June 30, 2022. Foothills Credit Union membership required.