SHARE SAVINGS

Become an owner of Foothills Credit Union. When you open a Share Account (Savings) with Foothills Credit Union you become an owner and member of the credit union. Savings is always encouraged and we have made it easy and affordable for you.

  • $25.00 minimum opening balance
  • Earn dividends on balances above $100 (paid quarterly)
  • Federally insured to at least $250,000 by the NCUA
  • Access to free online & mobile banking
  • Free transactions at over 20,000 CO-OP ATM’s
  • You can open multiple saving accounts for vacations, Christmas, rainy day, etc.
  • Achieve savings through direct deposit, payroll deductions, regular transfers, etc.
 

Become a Member

Saving Rates

Other Saving Options

 

Dividends are not payable (on Share accounts) until declared and unless current and undivided earnings are available after required transfers to reserves at the close of a dividend period. Dividend rates will be adjusted at the discretion of the Board of the Credit Union and can be adjusted at any time. The credit union has the following Variable Rate accounts: Share Savings, Share Draft Checking, Money Market Share, and IRA Share Accounts. Variable rate accounts have no rate change limitations. The Dividend period is quarterly and the frequency and compounding of dividends is quarterly. Account fees could reduce earnings. Annual Percentage Yield rates are based on the assumption that Interest is paid to principle, there are no early withdrawals from CDs prior to maturity and CDs are renewed at maturity. Withdrawals of principle from CDs prior to the maturity date will be assessed a penalty of (90) days worth of interest. Ask an employee for further information about the fees and terms applicable.

HOLIDAY SAVINGS

Did you know that you can have more then one savings account under your account with Foothills Credit Union? Many members open up a Holiday Savings account to help save funds for the holiday season. Make deposits through payroll deduction and deposit additional cash at any time. Then as the holiday's approach you have funds set aside for holiday shopping, traveling, or dining.

  • $25.00 minimum opening balance
  • Earn dividends on balances above $100 (paid quarterly)
  • Federally insured to at least $250,000 by the NCUA
  • Access to free online & mobile banking
  • Free transactions at over 20,000 CO-OP ATM’s
  • You can open multiple saving accounts for vacations, Christmas, rainy day, etc.
  • Achieve savings through direct deposit, payroll deductions, regular transfers, etc.

If you are interested in adding a Holiday Savings account to your main account please call or visit a Foothills Credit Union branch.

 

PAYROLL DEDUCTION

Payroll deduction is the regular and automatic deduction of funds from your paycheck to apply to specific credit union accounts. You simply determine the amount and distribution of the deduction to your Savings, Loans, IRAs, and/or your Holiday Club account.

Become a Member

Saving Rates

Other Saving Options

YOUTH SAVINGS

Foothills Credit Union has financial services for every stage of life including kids, teenagers, and young adults. The credit union has 2 account options for youth:

Savings Safari Club (Ages 0 - 13)

"It's All Good" Youth Program (Ages 14 - 24)